Our mission is to resolve the issue of unpaid invoices for SMEs

We are building a rare win-win business: SMEs instantly recover late invoices using our platform to access collection agencies, late payers select instant payment plans and issue resolution and collection agencies gain a new revenue stream using simple integration.

Welcome to DialogWise

DialogWise is a platform of businesses and collection agencies resolving the issue of unpaid invoices. Despite small businesses being the backbone of the economy, 50% of the total value of invoices are held up in unpaid invoices in the UK and 70% in the EU. This is a real issue for many small businesses with no access to the world-class debt collection services available.

Credit Awards 2019

Data analytics and AI

The DialogWise platform of small businesses and collection agencies uses Data Analytics and Data Mining to match businesses with leading agencies based on sophisticated debt profiling.

Frictionless process

Placing debt with collection agencies is achieved quickly and easily through our platform. Our technology reduces lead time from weeks to minutes. Pre-approved partners are fully integrated using DialogWise data exchange creating significant value by reducing business on-boarding time.

End-to-end APIs

DialogWise platform is integrated with all leading accounting systems through partner APIs. DialogWise allows businesses to instantly transfer invoices from their accounting systems to our platform to start collections.

About Us

We are an experienced team with debt collection and debt purchasing experience working together at Grove Capital, acquired by Encore Capital, a global debt collection and purchasing business.

  • Debt purchasing
  • Credit scoring
  • AI and data management
  • Large platform builds

If you have any questions about investing, please contact us

The complete platform for business collections

1. Easy online registration

  • Businesses sign up for free and get free quote.
  • Uploading of invoices is seamless as DialogWise integrates with Xero, Sage, FreeAgent and many other accounting systems.

2. Agencies receive new business flow

  • Shortlisted unpaid invoices go straight to agency' platform along with detailed notes and supporting documentation.
  • Agency starts collecting immediately.

3. DialogWise creates significant value

  • Analysing collection activity and collection rates against debt profile, the platform improves debt allocations.
  • Deep insights influence future collection strategies and content copy of emails, SMS, etc.


Digital disruption, rapid growth, sustained profitability
Targeting underserved SME market generating £2 trillion turnover
Leveraging industry specialism, aiming to drive superior returns

Market Opportunity

Financial Services is the largest economic sector in the EU
SMEs contribute over 50% of all private sector turnover
Debt management offers significant value creation opportunities through technology enablement


Experienced team of Financial Services and Deep Tech specialists
Integrated experience across industry and technology
Senior team with complimentary backgrounds


Two successful investment exits in debt management and data analytics
Created significant value by delivering new platform solutions
Raised funding and delivered investor returns

Register as an investor

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